Video Library Video Library Starting Determining Your Housing Needs Start The Home-Buying Process! How Lenders Decide Your Maximum Loan Purchasing Vs Renting A Home Why Use a REALTOR¨? Learn Your Community Resources Walkthrough -What To Look For Keeping Track Of Homes What To Ask When Looking At Homes Older Vs Newer Homes What Is Earnest Money? What Do Home Inspectors Do? What About Flood Plains? What Are Home Warranties? Final Walkthrough Warnings Mortgage What Is A Rate Lock? What Is A Mortgage? What is A Qualified Mortgage? What Is Loan-To-Value (LTV)? How Large A Down Payment Do I Need? What Is Ability To Repay? First-Time Mortgages? The Main Types Of Mortgages How Interest Affects Mortgages Fixed-Rate Mortgage Advantages Key Factors In Mortgage Payments What Does A Mortgage Cover? What Are Discount Points? What Is Mortgage Insurance? What Is PMI? What Is Prime? What Is Equity? Can I Pay Off Early? Financing Key Steps To Secure Your Loan What is Debt-To-Income? Pre-Qualifying vs Pre-Approval Lending Process DOs and DON’Ts After Your Loan Application Choosing Your Lender Choosing Your Home Loan How To Compare Loans Understanding Loan Fees What is A Good Faith Estimate? What Is RESPA? What’s An Appraisal? Credit, Closing & Federal Programs What is A Credit Score? Find Your Credit History What Is Escrow? Closing Costs Explained Visually Title Insurance Explained Visually What Are Real Estate Commissions? What Happens On Closing Day? What Do I Get At Closing? What Makes Up Closing Costs? How Can The FHA Help? What Are The Steps In FHA Loans? About FHA Closing Costs About 203(b) and 203(k) FHA Loans What Are VA Loans? Major VA Loan Types What is The VA COE? Selling Making Your Home Ready To Sell Preparing For Internet Showing Home Sales Tips -Prepping The Inside Home Sales Tips -Prepping The Outside How Do I Evaluate An Offer? What Is A Counter-Offer? The Closing Process For Home Sellers 6 Home-Selling Mistakes What Can I Ask Brokers? Setting Your Price Which Square Footage Figure?? How Is A Home Marketed? Improving Your Home’s Value TRID What Lenders Must Disclose Loans Covered By TRID Disclosures Loans NOT Covered By TRID Disclosures 6 Required Pieces of Information Can Lenders Request More Information? Do Lenders HAVE To ApproveÊIn 3 Days? What Is A Business Day? How Long Will Lenders Keep My Records? What Does The Loan Estimate Tell You? Could My Loan Exceed The Estimate? Refunds -If Your Loan Exceeds Your Estimate Can Creditors Revise Loan Estimates? Can My Settlement Charges Change? When Do I Get My Closing Disclosure? Loan Estimates -Terms, Payments, Closing Loan Estimates -Loan Costs Loan Estimates -Services You Can’t Shop Loan Estimates -Services You CAN Shop Loan Estimates -Other Costs Calculating Your Cash To Close Understanding Loan Estimate Comparisons Your Rights For Closing Disclosures Closing Disclosures -Understanding Page 1 Closing Disclosures – Closing Costs Closing Disclosures – Understanding Summaries Closing Disclosures – Important Additions Our Services Realtors Consumers Lenders Get In Touch Call Us Send Fax Email Us We'll get your Commitment issued within 30 minutes or less! Order Title Our Underwriters Contact Us Our Location 7804 Fairview Road #323 Charlotte, NC 28226 Phone (704) 537-7444 Fax (704) 973-0081 Email email@example.com firstname.lastname@example.org Open Hours Mon-Fri: 8:30 AM - 6:00 PM Weekends: Closed Get In Touch NameEmailPlease leave this field empty. Subject Message *Remaining characters: 500 For security purposes: What is 12 + 2?